Roxbury, Mount Olive and Rockaway real estate and homes for sale in New Jersey - Gary Ribe, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Gary Ribe
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-219-4367.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Roxbury, Mount Olive and Rockaway real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Real Estate Contracts >Contingency Contracts

Buyers walk into your home in your area and fall in love with it. There is one problem--they will have to sell their home before they can buy yours. Their offer contains a contingency clause which makes the purchase dependent upon selling their present home. Should you accept such an offer?

Your decision should be based on several factors. Is their home being professionally marketed at this time, or are they trying to sell it themselves (a risky proposition!)? How long has it been on the market? Is it overpriced? If the house doesn't sell, can the buyers take out a bridge loan or make other arrangements to get to the closing table? How important is timing for you? Will the buyers agree to let you continue marketing your home and accept a non-contingent contract (and void theirs) if their house does not sell? Contingent contracts often work out well, but you need the help of a professional to weigh the pros and cons.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Gary Ribe, REALTOR®, real estate agent and broker for Roxbury, Mount Olive and Rockaway, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Gary Ribe
Weichert Realtors

500 Route 10 West
Succasunna, NJ. 07876
Direct: 973-219-4367
Office: 973 584 2300
Fax: 973 927 4366
Email: garyribe@NUMBER1EXPERT.com

Gary Ribe, a Top Producer with Weichert Realtors, offers home selling and buying needs. Find out what makes Gary Ribe unique in the Real Estate market place. Gary provides full service to Morris, Sussex and Warren Counties.

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